LIC Bima Sakhi Yojana 2026: Work from Home Opportunity for Women, Earn ₹7,000 Monthly Stipend

The Life Insurance Corporation of India (LIC) has launched the LIC Bima Sakhi Yojana 2026, a special employment and empowerment program exclusively for women. This scheme provides women with an opportunity to become LIC’s Bima Sakhi (Mahila Career Agent) and earn a monthly stipend along with commission on policy sales. It is an excellent initiative for women who wish to achieve financial independence while working conveniently from home. 

LIC Bima Sakhi Yojana 2026 

The LIC Bima Sakhi Yojana 2026 is a golden opportunity for women across India to become financially independent while working from home. Under this initiative by the Life Insurance Corporation of India (LIC), women between 18 to 70 years of age who have passed Class 10th can start their own business as LIC agents and earn attractive income through commissions. This scheme aims to empower women and help them build a professional career without leaving their homes. 

About LIC Bima Sakhi Yojana 2026

The LIC Bima Sakhi (Mahila Career Agent) scheme is a three-year stipendiary program designed to provide financial support and career opportunities to women. Under this initiative, selected women will act as LIC agents, helping others with insurance solutions while earning income through both stipends and sales commissions. 

LIC aims to promote women’s participation in the workforce by giving them flexibility, independence, and financial growth opportunities through this scheme. 

LIC Bima Sakhi Yojana 2026 – Key Highlights

*Scheme Name: LIC Bima Sakhi Yojana 2026

*Conducting Body: Life Insurance Corporation of India (LIC)

*Post Name: Bima Sakhi (Mahila Career Agent)

*Scheme Duration: 3 years (Stipendiary Period)

*Eligibility: Only for Women

*Work Type: Work from Home / Flexible Timings

*Monthly Stipend: ₹5,000 to ₹7,000 (based on year)

*Qualification Required: Minimum 10th Pass

*Age Limit: 18 to 70 years 

*Additional Income: Commission on Policy Sales 

Key Benefits of LIC Bima Sakhi Yojana 2026

• Work-from-home opportunity exclusively for women 

• No fixed timing or monthly target pressure 

• Unlimited earning potential through commission 

• Opportunity to serve your community and gain respect 

• Free training and support from LIC professionals 

• Long-term career growth and promotion opportunities 

LIC Bima Sakhi Yojana 2026 – Eligibility Criteria

To apply for the LIC Bima Sakhi Scheme 2026, candidates must meet the following eligibility requirements:

• The applicant must be a woman and a permanent resident of India. 

• Age Limit: Minimum 18 years and maximum 70 years (as on the date of application). 

• Educational Qualification: Minimum 10th pass or higher. 

• The applicant must pass the pre-recruitment test prescribed by IRDAI (Insurance Regulatory and Development Authority of India). 

• The candidate must be able to devote sufficient time as an LIC agent. 

• Employees of Central/State Government or Public Sector Undertakings are not eligible. 

• Existing LIC agents, ex-agents, or relatives of LIC employees or agents are not allowed to apply. 

Selection Process for LIC Bima Sakhi 2026 

The selection and appointment process for LIC Bima Sakhi involves the following steps:

Stage 1. Passing the Pre-Recruitment Test conducted as per IRDAI guidelines. 

Stage 2. Submission of Required Documents to the concerned LIC branch. 

Stage 3. Personal Interview at the LIC Branch Office, conducted by the Branch In-charge or authorized officer to assess suitability.

Stage 4. Allotment of Agency Code after successful completion of the process. 

Work and Benefits under LIC Bima Sakhi Yojana

• Work-from-home opportunity with flexible working hours.

• Stipend for 3 years along with commission-based earnings.

• Women can continue their LIC agency even after the stipend period.

• Opportunity for career growth: After completing 5 years as an agent (and holding a graduate degree), candidates can apply for the post of Apprentice Development Officer (ADO) in LIC.

• Financial independence and recognition through India’s most trusted financial organization.

Stipend and Income Details 

The LIC Bima Sakhi Yojana does not offer a fixed monthly salary. Instead, women earn through commission-based income, which depends on their performance and the number of policies sold. There is no upper limit on income, meaning your hard work directly decides how much you earn. 

Bima Sakhis are entitled to receive a monthly stipend during the 3-year stipendiary period, along with commissions on the policies sold. 

Stipend Structure (Per Month):

• 1st Year: ₹7,000

• 2nd Year: ₹6,000 (subject to 65% policy retention from the first year)

• 3rd Year: ₹5,000 (subject to 65% policy retention from the second year)

After completion of the 3-year period, the Bima Sakhi continues as a regular LIC agent, earning commission and other benefits as per LIC rules. 

General Conditions for LIC Bima Sakhi Yojana 2026 

• The appointment under Bima Sakhi is not a salaried post; it is an agency-based opportunity.

• Existing LIC agents or their relatives cannot apply.

• Applications with incomplete information or missing signatures will be rejected.

• If the Bima Sakhi fails to meet the minimum business criteria, her stipend will be withheld for that period.

• The scheme is valid for three consecutive years, after which the agent continues as a normal LIC agent. 

How to Apply for LIC Bima Sakhi Yojana 2026

Applying for the LIC Bima Sakhi Yojana is very easy and completely online. Follow these simple steps:

Step 1: Visit the official LIC website - https://www.licindia.in/

Step 2: Search for the “LIC Bima Sakhi Yojana 2026” section or recruitment page.

Step 3: Fill in your details like name, contact number, email ID, and address.

Step 4: Upload your educational documents and ID proof.

Step 5: Mention referral details if you already know any LIC officer or agent.

Step 6: Submit the form and wait for a confirmation call or email from the LIC team. 

After verification and exam clearance, you can start your career as a LIC Bima Sakhi from home. 

Required Documents

Before applying, make sure you have the following documents ready:

• 10th class mark sheet or certificate

• Aadhaar Card or government ID proof

• Passport-size photographs

• Age proof (birth certificate or school certificate)

• Residential proof (electricity bill, ration card, etc.)

• Self-attested copies of all documents 

Important Links:

• Apply Online Link: Click Here

• Official Website: Click Here

FAQs – LIC Bima Sakhi Yojana 2026

Q1. What is LIC Bima Sakhi Yojana 2026?
It’s a special LIC initiative allowing women to work as LIC agents and earn from home through commissions.

Q2. What is the age limit for LIC Bima Sakhi Yojana?
Women aged between 18 and 70 years can apply.

Q3. Is there any exam required for selection?
Yes, applicants must pass the IRDAI exam to obtain an insurance agent license. 

Q4. How much can I earn under this scheme? 
Your earnings depend on your sales. There’s no fixed limit — more policies mean higher income. 

Q5. How to apply for LIC Bima Sakhi Yojana 2026? 
Visit www.licindia.in, fill out the online form, upload documents, and wait for LIC’s confirmation. 

Disclaimer: 

This article is for informational purposes only about LIC Bima Sakhi Yojana 2026. Candidates should visit the official LIC website www.licindia.in or their nearest LIC office for accurate and updated details. The website is not associated with LIC officially; readers are advised to verify all information before applying.